States We Serve
[AL] Alabama - (1)
[CA] California - (13)
[CO] Colorado - (3)
[FL] Florida - (2)
[GA] Georgia - (5)
[IL] Illinois - (4)
[IN] Indiana - (1)
[IA] Iowa - (1)
[MD] Maryland - (1)
[MA] Massachusetts - (1)
[MI] Michigan - (3)
[MN] Minnesota - (1)
[NE] Nebraska - (1)
[NJ] New Jersey - (1)
[NY] New York - (1)
[NC] North Carolina - (1)
[OH] Ohio - (4)
[OR] Oregon - (2)
[PA] Pennsylvania - (2)
[RI] Rhode Island - (1)
[SC] South Carolina - (2)
[TN] Tennessee - (1)
[TX] Texas - (19)
[UT] Utah - (3)
[VA] Virginia - (1)
[WI] Wisconsin - (1)


5005 W. Royal Lane, Suite 209, Irving, TX, 75063, USA
(214) 540-3350


myAutoloan Overview

myAutoloan is an Internet-based finance marketplace that facilitates the matching of consumers and national lenders by providing individuals with up to four loan offers, which are presented in real time. The company operates in the continental U.S. and has an A+ rating from the BBB. myAutoloan is a subsidiary of Horizon Digital Finance, LLC, which was founded in 2003, is privately held and is based in Irving, Texas.

How Do myAutoloan's Auto Loans Work?

With myAutoloan, you can apply for a loan to cover a new car purchased from a dealer, a used car purchased from a dealer, a used car purchased from a private party, a lease buyout or refinancing needs.

Interested applicants can fill out an online form and, often within minutes, applicants will receive up to four offers from national lenders. With these initial offers, applicants aren’t guaranteed approval. If you receive an offer you like, you’ll be required to submit additional information before receiving a finalized offer.

What Are myAutoloan’s Auto Loans Rates?

myAutoloan rates can vary from 1.99% APR to 27% APR based on the type of loan and an applicant’s credit history.

- For a new auto loan, rates start at 2.49% APR.

- For a used auto loan, rates start at 2.65% APR.

- For an auto refinancing loan, rates start at 1.99% APR.

- For a private party auto loan, rates start at 2.25% APR.

- For a lease buyout, rates start at 2.25% APR.

How Much Money Can I Borrow from myAutoloan Auto Loans?

With myAutoloan, loan amounts can range from $8,000 to $100,000 and loan terms can range from 24 to 72 months.

What Is myAutoloan's Application Process Like?

Completing a myAutoloan application is easy: you simply select your offer type and submit some personal information. Then, usually within minutes, you'll receive up to four offers from national lenders. If you like one of the offers presented, you can select that offer and provide additional application information to receive a final decision.

How Are myAutoloan Auto Loans Better than Other Auto Loans?

- myAutoloan offers up to four offers from national lenders.

- myAutoloan offers competitive rates.

- The application process is speedy and you’ll often receive answers within minutes.

- There are no loan application fees.

Credit Bureau Reporting
Loan Amount$8K - $100K
Payment Options:
Automatic Payments
Check by mail
APR:1.99% - 27%
Min APR:1.99%
Max Loan Term (Months)72
Checking Account Required?
Lend To Military?
Immigration Status Considered:U.S. Permanent Resident
Minimum Age:18
Verification Documents Required:
Recent pay stubs
Driver license (or other photo ID)
Proof of citizenship/residence
Customizable Payment Dates
Joint Loans Available
No Origination Fee
Pre-Approved Soft Credit Inquiry
Approval Speed (Hours)24
Deferred Payments
No Late Fees
No Prepayment Fee
1-7 days
Same Day
2-4 weeks
Application Fee
Lease Purchase
Institution TypeOther
New Loan
Used Car Loan is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


I applied with myautoloan and receive 4 loans in about 30 minutes, the one i picked had a 2.25 rate and was easy to close. Thanks myautoloan


May 24, 2017

I allowed these jokers to check my credit, which is over 650 let's just say, and they didn't even bother to respond with any offers. 24 hours? what, in dog years? it has been 3 days and no contact from them. go to capital one instead for bad credit.


September 23, 2015

Outstanding, we just refinanced our high rate capital one loan and saved 123$ a month. Highly recommend them to anyone refinancing their car loan. It was so fast and easy, applied online and was finished in 2 days.


April 16, 2015

I'm very happy with my MyAutoLoan experience. I didn't run into any issues throughout the process, and my rep there was great. He kept me in the loop during the process so I knew what was going on. I highly recommend MyAutoLoan and would use them again in the future.


April 14, 2015 really helped me out when I had been turned down by other lenders. My credit is less than perfect, but the site weaved through to get me an approval to refinance my auto loan. Couldn't be happier. Now I'm saving money and I've already referred a couple friends to them.


April 06, 2015

I like this company because they are very easy to work with. I got approved for a refinance so quickly. The entire process seemed effortless on my part, mostly because of the My Auto Loan employee I worked with that guided me through it. Good company.


April 01, 2015

Overall I am satisfied with the interest rate they gave me on an auto loan refinance. I'm saving more than $100 /month now, which is awesome. I did feel like there should have been more clarification on a lot of things, and that the answers should have been already given. But, I do like them.


March 19, 2015

I think this was the quickest, easiest auto loan I have ever gotten! I was approved right away and got funding a few days later. I'm so happy with how fast everything went. I got a pretty good interest rate compared to others, and am having no issues so far.

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