States We Serve
[AL] Alabama - (1)
[CA] California - (13)
[CO] Colorado - (4)
[FL] Florida - (2)
[GA] Georgia - (5)
[IL] Illinois - (4)
[IN] Indiana - (1)
[IA] Iowa - (1)
[MD] Maryland - (1)
[MA] Massachusetts - (1)
[MI] Michigan - (3)
[MN] Minnesota - (1)
[NE] Nebraska - (1)
[NJ] New Jersey - (1)
[NY] New York - (1)
[NC] North Carolina - (1)
[OH] Ohio - (4)
[OR] Oregon - (2)
[PA] Pennsylvania - (2)
[RI] Rhode Island - (1)
[SC] South Carolina - (2)
[TN] Tennessee - (1)
[TX] Texas - (19)
[UT] Utah - (3)
[VA] Virginia - (1)
[WI] Wisconsin - (1)


1147 N Broadway, Denver, CO, 80203, USA
(844) 276-3272


Credit Bureau Reporting
Loan Amount$2K - $100K
Payment Options:
Automatic Payments
Check by mail
APR:Starting at 1.99%
Min APR:
Max Loan Term (Months)84
Checking Account Required?
Lend To Military?
Immigration Status Considered:U.S. Permanent Resident
Minimum Age:18
Verification Documents Required:
Recent pay stubs
Driver license (or other photo ID)
Proof of citizenship/residence
Customizable Payment Dates
Joint Loans Available
No Origination Fee
Pre-Approved Soft Credit Inquiry
Approval Speed (Hours)24
Deferred Payments
No Late Fees
No Prepayment Fee
1-7 days
Same Day
2-4 weeks
Application Fee
Lease Purchase
Institution TypeOther
New Loan
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By  Anonymous

September 09, 2017

I recently submitted an application for an auto refinance to see what rates they might offer. After seeing plastered all over their website that, "this will not affect your credit" and "we only do soft credit pulls" I thought it was relatively safe. After submission, I couldn't get an offer online and had to call them when it was convenient for them (it was much harder than it should have been to get a hold of them). I received a less than stellar offer considering I have really high credit. Then, while talking to the guy, I noticed he knew way more about my credit than he should have. After the conversation ended, I went back and checked my credit, and sure enough, they'd done a hard pull. I'm all around really disappointed with this company and regret listening to a few of the personal finance blogs that recommended them.


April 21, 2017

Our experience with this company rates a zero. We signed loan papers with them last week to pay off a higher rate loan and still haven't seen a penny. They can't explain where the funds are and never call back. Stay away, bunch of losers.

I applied to get my lease financed while on a work visa (3 years at a time) and from the start I was approved at good rate and I signed and mailed all the documents, paid 100$ for shipping and power of attorney documents but when it went to lender ... it turns out the loan consultant didn't have a clue about what he was talking about, going as far to say that the lender doesn't believe i was legally here (but I wanted to finance a $60k car..) and after a few days of no responses he said that I need a green card or they can't finance...if you are here on a work visa avoid like the plague...they will make you feel like shit!


February 03, 2017

Asked agent about fees, loan term ect.early in the application process. He seamed to genuinely want to help. Was told a minimal doc fee and 4 year term and great interest rate with a warranty and gap insurance "thrown in". Final paperwork had a$649 doc fee $2500 for warranty/gap, a 6 year term and $270 in charges with no explanation resulting in no savings. When agent was questioned offered a new option higher interest and monthly payment equal to what I am currently paying if I didn't agree to buy the warranty once again no actual savings. I had paid $8000 down on current loan and had 3.5 loan term to go this makes no sense, I don't appreciate my time being wasted this company is a disgrace.

November 22, 2016

I was told that I was approved, I submitted all of my documents and was told that my car would be paid of that Friday. I get a call from the bank that the loan was suppose to be though and they are requesting all this information again mine you the holiday Is in a few days and Im going to get a late payment if they don't hurry. I was told I needed to get a gps on the car, I was never told that.. Im not going that to say 25 a month.. I am really upset .. they are terrible...


August 04, 2016

In July 2016 I contacted AUTOPAY for financing of a Dodge Ram Laramie Limited I found online and was fortunate to have Tyler Zandstra as my loan consultant. What an amazing guy…we need to clone him! If you Google the terms: “professional, affable, courteous, thorough, communicative and proactive” I’m pretty certain Tyler’s photo will come up. This guy sets the bar so high other lenders need to rent a plane to see it. I cannot remember ever appreciating or respecting a representative more and whoever is doing the hiring at AUTOPAY deserves a big pat on the back, you hire extremely well! Tyler went above and beyond to ensure my loan was processed quickly, affordably and competitively and secured terms I am very pleased with. Once we agreed to terms, my transaction was completed by Bridget Timm and Joann Goodman. They handled all the paperwork and processing and DMV stuff and I found their use of Docusign to be a tremendous time-saving benefit. I can’t say enough good things about these ladies, I half expected them to show up at my home with cookies. They were just so nice and helpful. Based on this first time experience I will recommend AUTOPAY exclusively to anyone seeking an auto loan. They really made me feel like a valued consumer which is a rarity these days. Are you seeking somebody responsive and reliable to find you a custom auto loan that meets your unique, individual financial and credit needs? Contact AUTOPAY and experience their five star treatment for yourself and low APR. You can thank me later.


July 11, 2016

Quite simply a perfect example of horrible service I have ever endured. This company has loan consultants that lack knowledge, professionalism, care and from bottom to top no sense of responsibility or accountability. I rated one star and that is too many. I would never return and I would never recommend this company to anyone.


May 12, 2016

Scam Operaton. They hide ridiculous documentation fees in any refinancing. They quote lower interest rates but you will pay way more in the long run.

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